2026/27 role-specific pay planning
Teaching Assistant salary and take-home pay
Full-time equivalent versus term-time actual pay. Use the specialist inputs below to compare your actual contract or working arrangement.
By AfterTaxUK Editorial Team · Method and source guidance reviewed 26 October 2026
UK Teaching Assistant Take-Home Pay Calculator
Accurately model NJC Green Book spine points, term-time only (TTO) pro-rata fractions, LGPS CARE pension, and monthly net pay.
This is the advertised whole-year salary on your school contract before pro-rata deductions.
Paid across 12 equal monthly instalments, including all school holidays.
Term-Time Only (TTO) Pro-Rata Formula
Based on standard school hours (e.g. 08:30 to 15:30 with 30-minute unpaid lunch = 6.5 hrs/day = 32.5 hrs/wk).
Standard UK formula: 39 working term weeks (190 pupil days + 5 INSET training days) + 5.0 pro-rata paid holiday weeks = 44.0 weeks.
Assessed on total actual earnings before pension deductions.
School support staff members of UNISON, NEU, or GMB can claim tax relief on professional dues, saving £36.00/yr in tax under Section 344 ITEPA 2003.
Under LGPS Regulation 9, your contribution tier is 5.8% based on your actual pro-rata pay of £19,643.06 (not FTE).
Monthly Take-Home 50/30/20 Budget Allocation (£1,383.93 / mo)
How a Teaching Assistant taking home £1,383.93 net per month can allocate their earnings under the UK 50/30/20 living cost benchmark:
Rent/mortgage, council tax, energy bills, groceries, and travel to school.
Socialising, streaming subscriptions, clothing, dining out, and hobbies.
Emergency buffer fund, ISA savings, or extra credit repayments.
What matters in this pay comparison?
Full-time equivalent versus term-time actual pay
Start with the full-time equivalent rate, then check contracted weekly hours and the paid weeks in your contract. Term-time working weeks and paid weeks including holiday are not interchangeable.
Add paid extra duties or an SEN allowance once. Confirm the employer’s actual term-time factor and LGPS deduction before comparing the tool with your monthly payslip.
Check the basis before comparing offers
- Use the same year, working hours and paid weeks. An hourly rate, full-time equivalent salary, day rate and actual annual receipts are different inputs.
- Check pension method and pensionable pay. Net-pay pensions generally reduce Income Tax but do not reduce employee NI or student-loan earnings; salary sacrifice can affect all three.
- Separate cash received from non-cash benefits, reimbursements and deferred awards. Eligibility for a tax deduction is a separate question from whether a payment is taxable.
A reproducible reference calculation
This is an illustrative annual employment salary of £45,000.00, not a typical salary for this occupation or the specialist calculator’s default. It assumes England, Wales or Northern Ireland, the standard Personal Allowance, no other income, no pension contribution and no student loan.
- Annual gross salary
- £45,000.00
- Income Tax
- £6,486.00
- Employee National Insurance
- £2,594.40
- Annual net estimate
- £35,919.60
- Monthly average
- £2,993.30
Increasing the annual salary by £1,000 in this reference case increases annual net income by £720.00. This change is calculated from both complete estimates, so it captures any allowance taper or tax-band crossing.
The reference uses annualised employee NI thresholds. Your actual pay-period NI and payroll rounding can differ. Scotland requires its devolved Income Tax calculation.
Sources and checks for your own contract
Use the tax sources for the calculation rules and the role or scheme authority for the applicable working arrangement. A link to tax guidance does not verify an employer salary, a market median or every preset.
- HMRC 2026/27 employer rates and thresholds
- Student-loan repayment thresholds
- School teachers’ pay and conditions documents
- Teachers’ Pensions member information
Rates are labelled for 2026/27; pay awards and scheme rules can have different effective dates. For a discrepancy, send the page and calculation assumptions to our corrections contact.
Teaching Assistant pay questions
Check the pay structure, not just the headline number.
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